Avant ma kici eedeeyay horrayn ku salaysan sida aad bixiso amaah, ka duwan duwan deyn on-line. Taas ayaa ka dhigaysa avant doorasho wanaagsan dayn ku lahaa oo aan jeclaan lahaa in laga yaabo in ay lacagta ka caaganaanta automatic. Faa'iidada A muhiimka ah ee daymaha loo marayo avant ka badan kaararka bangiga waxaa uma baahnid in aad sugto credit card in ay yimaadaan gudahood mail ah - lacagaha laga yaabaa inuu diyaar sida ugu dhakhsaha badan amaah online maalinta ku xigta ganacsi. Intaa waxaa dheer, xaddiga amaahda ugu badnaan waa ka weyntahay xadka score credit kaararka bangiga ugu. Faa'iidada kale ka yimaadaa runta ah in wax soo saarka avant waa mortgage wajigeeda xiran-dhamaadka ah miisaaniyadda loo siman yahay.

Haddii aad wax iibsiga ee amaah shakhsi, waxaa ugu wanaagsan in wareega soo iibsan inay is barbar dhigaan heerarka iyo qaababka. Hoos waxaa ku qoran, waxaan marka la barbar dhigo avant in dhowr ka mid ah tartanka Ra'iisul. Dabcan, faa'iidooyinka dhaqaale ee kaararka deynta-tier sare oo keliya dareen ah dadka aan ku qaadi doonaan steadiness a iyo sidaas sameeyaan ka bixinta cajiib on kaararka ay sii iska.

Intee in leeg lahaa qarashka amaah ah

Taasi waa tiro la taaban karo, oo waxaa laga yaabaa in la heli karo si aad u amaahatid more. Plus, halka sarkaalka amaah ah hadalka, aad aad u qaawisid laga yaabaa in fursado dheeraad ah oo aan ka warhayaan. Plus, laga yaabaa in aad waa inay bixiyaan khidmadda OrigiNation ah 1% lix% ee tirada amaah. Iyada oo saddex- iyo shan-12 bilood doorashooyin bixinta, aad suurto gal u sii heli karaa lacagta bil-ka-bil yar.

Bixinta lacagta aad waqtiga, yaraynta aad credit score qiimaha isticmaalka, iyo dhismaha credit dheereeyey ee la soo dhaafay ah oo taariikhi ah gargaar oo dhan si ay u kordhin kartaa dhibcaha. First, daymaha shakhsiga ah waa caadi shqsiga, taas oo macnaheedu yahay rahaamad looma baahna sida ay tahay noocyada kala duwan ee maalgelinta, sida amaah caddaalad guri. Oo, labaad, Heerka caadiga ah ee dulsaarka amaahda ee gaarka loo leeyahay waa ka hooseeyaa kaararka bangiga (mid ka mid ah qaab kale oo si fiican u jeclaa daynta shqsiga). † Si loo xaqiijiyo ku soo oogay iyo weedho aad xaq u leedahay, mid ama score credit dheeraad ah oo jilicsan jiidayo waa in la fuliyaa by SuperMoney, iyo / ama asaxaabta daynta SuperMoney ee, taasi ma saameyn doonto credit rating aad. Avant fuliyaan baaritaan credit jilicsan mar kasta oo aad baari doorashooyinkaaga mortgage jidkii Avant.com.

• Wax kasta oo fudud oo degdeg badan yahay - ma waraaqaha iyo foomamka sii dheerayn.
• Sida kaliya ee ay u dhisaan credit ee la soo dhaafay taariikhi ah oo kor loogu qaado dhibcaha score credit waa adigoo qaarkood in ay jirto socodka go'an oo jimicsi wanaagsan iyo hadda warbixinta credit aad.
• No xaqiro mortgage jimicsi ama mortgage ujeedooyin guryaha ku yaalla Gobolka New York gudahood la fududeeyey karaa website this.
• Credit Sisin waa bixiyaha adeegga dhiganto madax banaan.
• Iyada oo macluumaadka, ay aad kor u qaadi kartaa ku dhawaad ​​waxba iyo waxa haboon in aad kala duwan oo bil-ka-bil qiimaha by fidinayo noolaa ee amaahda.
• Halkaa marka ay marayso in, lagugu lahaa canshuuraha waxaa ku badan tahay oo ah rigoore bixitaanka hore.

Halkan sida ay tahay in aad isticmaasho credit rating aad si aad u hesho heerka hoos u dhac oo xiiso leh iyo kordhiyo faa'iidooyinka credit wanaagsan. rating A credit of 700 ama samaysyada sare waxaa suurto gal ah si aad u hesho mortgage ah oo ku saabsan heerarka ugu hooseeya iyo ururin gunooyinka weyn on kaararka bangiga iyo baayacmushtariga kale lacageed. kaararka deynta wixii intaa isticmaalaan xisaab fudud quruxsan, laakiin gartaan aad steadiness qaadataa dadaal dheeraad ah iyada oo sababtu tahay waxa had iyo bedbeddeso. Deyn caadi ahaan u isticmaasho formula ah si loo xisaabiyo qarashka bil kasta ugu yaraan in uu ku salaysan inta badan aad xasilooni dhammaystiran. Tusaale ahaan, aad saaraha card u baahan tahay waxaa laga yaabaa in aad kaliya bixiso ugu yaraan $25 ama 1% aad dheelitirka fiican bil kasta, hadba waa weyn.

Haddii aad u baahan tahay lacag si ay lacagta qaar ka mid ah ama kharashka xaflad aroos oo dhan, laga yaabaa in aad u baahan tahay inaad ka fikirin mortgage aroos. Maxaa yeelay, amaahdaas loogu ballan qaaday dowladda, ay bixiyaan xubnaha adeega loo eego fiican oo lagu eedeeyay. Haddii aad tahay xubin firfircoon ciidanka, aad u qalanto laga yaabaa in ay qaadato amaah shakhsi ah ee mucaaradka ah in dakhliga ku soo gala mustaqbalka. xubnaha adeegga Active waajibka ku ah inay ka hubi amarrada ay si aad u aragto haddii ay taasi tahay dooqa iyaga. Marka aad ee heerka duwan sidan, aad u ogaato sida saxda ah kaas oo amaahiya inaad doorato si aad uun ka heli mid ka mid ah weedho fiican in aad mortgage.

Tani waxay ka dhigan tahay waxaad ogaan doonaa waxa lacag aad bil walba uu noqon doono kii labaad waxaad codsan iyo siinaya deyn lagu maal aad leedahay a set dhameysatay-date. Tani waxaa laga yaabaa gaashaan qaamaysan ka sasabi jaallayaasha sare ee marna dhamaaneynin deynta kaarka bangiga.