Izimalimboleko Ezihamba Phambili Zika-Okthoba 2020
Futhi lapho nje umbolekisi wosuku lokukhokha esenemininingwane yakho yokuhlola i-akhawunti, ungathola ukuthi indlela eyodwa yokubavimba ekuthatheni imali yakho ukuvala isiza Maybeloan i-akhawunti yakho. Ngaphandle kwe-akhawunti yokuhlola kuyakhathala ukuthola imalimboleko online njengoba kungenzeka ukuthi awukwazi ukubhala isheke.
Siyini isilinganiso esihle semalimboleko?
Isilinganiso Samanani Wenzalo Yemali Eyimfihlo Ngamaphuzu Esikweletu (720 – 850)10.3% – 12.5%Kuhle (680 – 719)13.5% – 15.5%Isilinganiso (640 – 679)17.8% – 19.9%Mpofu (300 – 639)28.5% – 32.0%Aug 11, 2020
Isivinini, Ubulula kanye nokusebenziseka kwemali mboleko yosuku lokukhokha kubenza bahehe kubasebenzi abaningi abahola kancane abahlala kuholo lokukhokha futhi balwe nokukhokha izinkokhelo zabo ngesikhathi. Ngeshwa, lapho abantu bejwayele ukusebenzisa imali mboleko yosuku lokukhokha ukuphatha izimali zabo, nakanjani bazika ngokuya ngokuya ezikweletini ngenxa yentengo ephezulu yemalimboleko. 1I-hourloanusa.com ayisiyo umbolekisi futhi ayethuli isikhathi esisheshayo noma izimalimboleko ezizimele eziku-inthanethi kepha ibhekisa abathengi kubabolekisi abangahlinzeka ngemali mboleko enjalo.
Udinga Izimali Eziphuthumayo, Iya kuFaaastcash Ucele Usizo Manje
Izimalimboleko eziphansi zesikweletu ngokwakhona zingaba nemikhawulo eqinile, izimali eziningi ne-APR engcono. Kungakho ukuthola amagama ozokwazi ukuwakhokha kahle kubalulekile ekwakheni isikweletu sakho imali mboleko yosuku lokukhokha eLouisiana nokukhokha isikweletu sakho. INetCredit inikezela ngemalimboleko yomuntu siqu enenzalo ephakeme kakhulu kunababolekisi abaningi, ukuqala ngo- 34% futhi iya phezulu ku-APR eyikhulu namashumi amahlanu nanhlanu.
Indawo Engcono Kakhulu Yokubolekisa Ngesikweletu
Kwi 2017 Ucwaningo lwePew, 70 % baseMelika bavumile ukuthi imali mboleko yosuku lokukhokha idinga ukulawulwa okuningi. Manje, bazohlolwa kuCongress, lapho indawo yokwamukela izivakashi yasebhange ichithe khona $61 million final yr futhi kuphi 70 % Ama-lobbyists angabasebenzi bakahulumeni bangaphambilini. Uma i-invoyisi idlula eNdlu, idlanzana lamavoti eRepublican lingase lifake okuningi kwalokho futhi emaphaketheni abakweletwayo, ukuqeda umjikelezo wokubuyiselwa, okuzenzakalelayo, kanye nesikweletu esilimazile esizingela abakweletwayo njengoMaxine Broken Nose.
Kwezinye izimo, abakweletwayo basayina ukungena kwedijithali kuma-akhawunti abo esikhungo sezezimali ukuthola nokubuyisa imali mboleko yosuku lokukhokha. Umbiko uhlukanisa ukubolekwa okusha nokubolekwa kwemali ephindwayo yezinsuku zokukhokha, futhi ukuthola lokho cishe 45 % kwemali mboleko yakamuva uzithola uvuselelwa kaningana ngaphambi kokuba ikhokhwe. Ibhizinisi lithembele kulaba baboleki abaphindayo ngobuningi bebhizinisi labo. More than 4 kwizimalimboleko ezinhlanu kwakuyingxenye yomunye wemizila yosizi lapho umboleki engakwazi ukuphuma esikweletini. Njengoba kunikezwe ukuthi imali mboleko entsha ngayinye ingena ku- 15 imali yamaphesenti, ubuningi bemalimboleko kulaba ababolekayo abaphindayo kubalwa iningi lemali engenayo yababolekisi.
Kungabiza imali ebanjiswayo engangeqi 20% yobuningi bemalimboleko yangempela. Uma ubuningi bempahla ehlukile bukhulu kune- $500, kungabiza 2% yemali mboleko eyiqiniso.
Lezi zinhlelo zidinga bonke ababolekisi abanamalayisense ukuthi benze ukuqinisekiswa kwesikhathi sangempela sokufaneleka kwekhasimende ukuthola imalimboleko ngaphambi kokwenza imalimboleko. Imibiko eshicilelwe ngabalawuli bezwe kulezi zifundazwe ikhombisa ukuthi le ndlela iphoqelela yonke imibandela yemithetho yombuso.
- Othile othatha imali ebambisa ngempahla, nokulandela uhlelo lokukhokha lwezinyanga eziyisithupha, ekugcineni kugcina sekukhokha inzalo nemali ekhokhwayo eyikhulu namashumi amabili% noma ngaphezulu!
- Akumangalisi ukuthi abaningi abathola imali mboleko yosuku lokukhokha bavala umjikelezo wesikweletu.
- Lokho kusezandleni zokukhokhelwa kukathishanhloko ohlukile wemalimboleko.
Ukufaka isicelo semalimboleko yosuku lokukhokha kungagunyazwa ngaphakathi kwemizuzu, kodwa-ke imali ebolekwayo ifaka phakathi inzalo eyeqile ngokweqile ebamba abantu abaningi ezikweletini ezikhulayo. Imali mboleko yosuku lokukhokha, okubizwa nangokuthi ukuthuthukiswa kwemali, zisesikhashana, ukuzinza okuphansi, imalimboleko ephezulu yelukuluku imvamisa ithatha inzuzo. Zibizwa kanjalo ngenxa yokuthambekela kokuthi izimali zibolekwe ekuqinisekisweni okwenziwe ngemuva kwesikhathi noma ukugunyazwa kokukhipha i-akhawunti okusebenzayo ngosuku lokukhokha oluzayo lomboleki. Ukubolekiswa kwentengo ephezulu ngosuku kuvunyelwe yimithetho yezwe noma imithetho ezifundazweni ezingamashumi amathathu nambili.
