Khuphula Izimalimboleko Zokufakwa
Isikhungo sokuqhathaniswa kwamaphuzu esikweletu esibonwa e-UK sibambiso semininingwane ye-logbook evikelekile ekubhekaneni ne-logbook yezimoto, okugcinwe umbolekisi. Lezi zimali mboleko zingatholakala ngamabinzana aphakeme kancane kunesimalimboleko sosuku lokukhokha olungavikelekile, ngoba zinobungozi obuncane kakhulu kumbolekisi.
Ngokwesibonelo, uMnyango Wezikhungo Zezezimali e-Indiana uthole ukuthi okungenani ababolekisi abathathu bafake izicelo 700 amacala anjalo eminyakeni emibili. Ababolekisi, ngokwesilinganiso, thola 8 to 13 imali mboleko yosuku lokukhokha 12 izinyanga kusuka esitolo esisodwa sosuku lokuhola. Ngokuvamile lokhu kungamaphepha emalimboleko – izengezo ze-rollover noma ukubuyiselwa kwemali ebolekiwe lapho umboleki ekhokha kakhulu imali engekho imali entsha, angakhokhi neze uthishanhloko akweletwayo. Isimo esejwayelekile somboleki sibi kakhulu ngoba ababoleki bavame ukuya ezitolo ezimbalwa (1.7 abathengisi ngokujwayelekile), ngakho-ke ukukhipha 14 to 22 izikweletu ngonyaka ngamunye. In fact, eyodwa nje % (1%) kukho konke ukubolekwa kwezinsuku zokukhokha kuya okungenani kwabakweletwayo abaphuthumayo besikhathi esisodwa abakhokha imalimboleko yabo phakathi kwamasonto amabili futhi abangaboleki futhi ngaphakathi a 12 izinyanga.
- Umbuso uqoqa ulwazi futhi udinga amalayisense nokuvezwa okugunyaziwe kubabolekisi bezinsuku zokuhola, kodwa okwedlule lokho akwenzi lutho ukunciphisa umkhawulo wokubolekwa kwemali.
- Izakhamizi zaseHouston zisasebenzisa imalimboleko yosuku lokuhola, okuvame ukuheha ababoleki ezikweletini ezingenakunqotshwa.
- Kodwa umthetho awuhlanganisi amanani wenzalo, futhi ayivimbi ababolekisi ekuthatheni izimalimboleko eziningi kubabolekisi abahlukene.
- Ngenhlanhla, umthetho wendawo owaba nomthelela eHouston ku 2014 kudinga ababolekisi ukuthi baqinisekise amandla omboleki wokukhokha imali ebolekiwe 4 izitolimende noma okuncane kakhulu.
UCashnetusa: Kuhle Ukuvunyelwa Okusheshayo
Ezifundeni ezinemithetho elawula kakhulu, 2.9 p.c yabantu abadala babika ukusetshenziswa kwemali mboleko yosuku lokukhokha ngaphambi kwalokhu 5 iminyaka . Ngokuqhathanisa, ukusetshenziswa kwemali mboleko yansuku zonke ejwayelekile ngu 6.3 p.c emazweni alawulwe ngokulingene futhi 6.6 p.c ezifundazweni ezinomthethonqubo omncane. Ngaphezu kwalokho, ukubolekwa kosuku lokuhola kubabolekisi be-inthanethi nakweminye imithombo kuyahlukahluka kancane phakathi kwezifundazwe ezinezitolo zokubolekisa ngosuku lokukhokha kanye nabantu abangenalo. Ezifundazweni indawo azikho izitolo, nje abahlanu kwabayikhulu abazoba ngabakweletwayo bakhetha ukuboleka imali ebolekiwe ngosuku lwe-inthanethi noma kweminye imithombo efana nabaqashi noma amabhange, kanti 95 khetha ukungazisebenzisi.
Boleka kuphela inani elingakhokhelwa ngosuku lwesikhawu sakho sokukhokha esilandelayo. Cabanga ngokufuna izeluleko zochwepheshe ngokuphathelene nokufuna kwakho imali, izingozi nezinye izindlela zokubolekwa kwemali yesikhashana. Ukukhokhwa kwesikhathi esizayo kwemali mboleko kungaholela Imalimboleko ivikelwe ngokwabelana efulethini ukukhokhiswa okungeziwe noma isenzo se-assortment, noma kokubili. Umbolekisi ngamunye unemishwana nemibandela yakhe, sicela uhlole izinqubomgomo zabo zomshuwalense ngolwazi olungeziwe. Ukungakhokhelwa kwesikweletu kungaholela ezenzweni zokuxhaswa.
Ngabe iCashNetUSA ingathenjwa?
Yes. ICashNetUSA isebenzisa ubuchwepheshe obuhlukahlukene ukugcina imali yakho nemininingwane yakho ephephile futhi ivikelekile.
Ukubolekwa kwemali ekhokhelwa nge-inthanethi ngesikweletu esibi kungukukhetha kwabantu abafuna imali esheshayo futhi abangaqiniseki ukuthi bangabhekaphi ngenxa yomlando ombi wesikweletu, okungaba inketho yabantu ngabanye ngemuva kokuyifuna. Uma udidekile ukuthi ungayithola kanjani imalimboleko yosuku lokukhokha ngezilinganiso ezingezinhle zesikweletu, ukufaka isicelo ngendlela ye-Personal Money Network nababolekisi esisebenza nabo kungukudlulisa okuhle uma udinga imali esheshayo.
Ingabe Imali Esheshayo Ihlola isikweletu sakho?
Imali mboleko yosuku lokukhokha ngokuvamile kulula ukuyithola, inqobo nje uma unobufakazi bemali engaguquguquki. Uma ufaka isicelo semalimboleko yesitolimende noma uvula umugqa wesikweletu, Nokho, Imali esheshayo ingahlola umlando wakho wesikweletu. Imali esheshayo ayitholakali kuzo zonke izifundazwe.
Izimalimboleko zokukhokha ezihamba phambili kwi-inthanethi ziyindawo abantu abangabukeka kufanele ukuthi badinga imali ngokushesha. Njengombono wezomnotho we-COVID-19 ukulunywa, kukhona okungenakugwemeka ukuthi amakhaya amaningi azocabanga ukusebenzisa imali ebolekiwe yosuku lokuhola ukuvala izikhala zemali. Ukuba ngokulula ngokuqinile ukukuvikela, futhi itholakale kulabo abanezikweletu ezimbi, Ukuthakatha okubalulekile kwemali mboleko yansuku zonke ehamba phambili ku-inthanethi kucacile. Kodwa-ke kubalulekile ukukhumbula ukuthi amanani wenzalo nezimali ezixhunywe kwizimalimboleko zosuku lokukhokha ngokweqile ngokweqile ngokweqile – lokhu kusho ukuthi imali mboleko yosuku lokukhokha kufanele ibhekwe njengenye yezindlela zokugcina. Noma kunjalo, uzofisa ukukhumbula nje ukuthi usesimweni sokukhokha imali ebanjiswayo ngosuku lokukhokha ngaphambi kokuba izindleko zingalawuleki, futhi imvamisa lokho kuzolandela ngemuva kwanoma isiphi isikhathi.
Ake Obolekayo Aqaphele: Imali mboleko yaseTexas Payday ithwala isilinganiso 600% Isilinganiso Senzalo
Abaningi abakweletwayo bahlangabezana nenkinga yezezimali ngalezi zinhlobo zemalimboleko uma bengakwazi ukukhokha uma befika okokuqala. Njalo lapho obolekayo enweba imali mboleko, kukhokhwa amanye amacala.
